For more than 15 years, Chris Markowski has imbued his vision of honesty and equality in hosting The Watchdog On Wall Street radio show. Each week, Chris explains the news coming out of the complex worlds of finance, economics and politics and the impact it will have on everyday Americans.
Chris Markowski’s history on Wall Street reads like a novel with suspense, intrigue, and corruption at the highest levels. Chris started his career by taking a job at an up-and-coming investment firm. Within two years, under his guidance, his initiatives helped increase sales by 1,500% and made the firm #2 on “INC Magazine’s” fastest growing privately held companies list. However, while working and spending significant time in the same water as some of Wall Street’s most notorious “sharks”, Chris discovered how corrupt Wall Street could be.
The fact that so many executives with fancy college degrees and glowing resumes had the capacity, with no remorse, to scam their customers and the public at large, was mind-boggling. The “respected” firm that he helped build was nothing more than an opportunity for insiders to get rich and investors to lose their shirts. Instead of accepting the culture of gluttony and deceit like many others on Wall Street, Chris went on to blow the cover off the charade, exposing the countless instances of lies, greed and manipulation. Chris exposed the villains and facilitated in bringing down the very firm that he helped build, sacrificing millions for honesty and integrity.
After that eye-opening, life-changing experience, Chris dedicated himself to making sure Americans received the truth regarding what was really happening behind the scenes on Wall Street; not the fabrications and half-truths that the big firms and financial media outlets were churning out on a daily basis. Chris’ task in “analyzing the analysts” has made him the chief thorn in the side of the Wall Street elite. Never afraid to take on a giant, Chris has gone head to head with the large brokerage houses, the dot-com scams, Enron, WorldCom and corrupt politicians. He has warned America about the largest scandals and corruption years before they made headlines. Always fighting against the lies, greed and manipulation that scarred him, The Watchdog On Wall Street has one singular concern & focus: To serve the American consumer & investor.
Waste and Immigration: The Incentives No One Wants to Talk About
Living in the Financial Matrix: Time to Take the Red Pill
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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608
Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i
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Most people are living in a financial illusion—and it’s time to wake up. From grocery prices in Italy that are less than half of what Americans pay, to restaurant meals that would cost triple back home, the contrast is impossible to ignore. Yet we’re told nonstop by economic “high priests” that everything is booming because GDP is up and stocks are at record highs.
Who cares if GDP is 10% when people can’t afford rent, homes, healthcare, or to start a family?
Essential survival items—food, energy, housing, insurance—have inflated two to four times faster than official inflation numbers over the past five years. The metrics are lying, the models are broken, and too many people are ignoring what their own eyes and bank accounts are telling them.
This is the financial matrix: an economy that looks great on paper while everyday life gets harder. At Markowski Investments, they don’t deal in illusions—they deal in reality, the terrain as it actually exists, and prepare people to survive and thrive despite ruinous policy, fraud, and currency devaluation.
Take the red pill. See the world as it is.
Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608
Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i
WATCH and SUBSCRIBE on:
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Most people are living in a financial illusion—and it’s time to wake up. From grocery prices in Italy that are less than half of what Americans pay, to restaurant meals that would cost triple back home, the contrast is impossible to ignore. Yet we’re told nonstop by economic “high priests” that everything is booming because GDP is up and stocks are at record highs.
Who cares if GDP is 10% when people can’t afford rent, homes, healthcare, or to start a family?
Essential survival items—food, energy, housing, insurance—have inflated two to four times faster than official inflation numbers over the past five years. The metrics are lying, the models are broken, and too many people are ignoring what their own eyes and bank accounts are telling them.
This is the financial matrix: an economy that looks great on paper while everyday life gets harder. At Markowski Investments, they don’t deal in illusions—they deal in reality, the terrain as it actually exists, and prepare people to survive and thrive despite ruinous policy, fraud, and currency devaluation.
Take the red pill. See the world as it is.
Silence on Iran: Where Did the Outrage Go?
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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608
Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i
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It’s fascinating—and disturbing. The same far-left groups that can mobilize in the blink of an eye, with signs printed and protests ready to roll, are nowhere to be found as reports emerge of mass killings in Iran. The industrial complex seems to have gone silent.
We don’t know the exact numbers. The Islamic regime itself claims around 2,000 dead—which should immediately tell you the real figure is likely far higher. Some estimates put it at 12,000… others 20,000. Regardless of the precise count, the scale of brutality is undeniable.
So where are the protests? Where are the emergency rallies, the social media campaigns, the nonstop moral outrage? The silence is telling—and it raises serious questions about who gets defended, who gets ignored, and why.
Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608
Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i
WATCH and SUBSCRIBE on:
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It’s fascinating—and disturbing. The same far-left groups that can mobilize in the blink of an eye, with signs printed and protests ready to roll, are nowhere to be found as reports emerge of mass killings in Iran. The industrial complex seems to have gone silent.
We don’t know the exact numbers. The Islamic regime itself claims around 2,000 dead—which should immediately tell you the real figure is likely far higher. Some estimates put it at 12,000… others 20,000. Regardless of the precise count, the scale of brutality is undeniable.
So where are the protests? Where are the emergency rallies, the social media campaigns, the nonstop moral outrage? The silence is telling—and it raises serious questions about who gets defended, who gets ignored, and why.
Stop “Financial Planning.” Start Financial Preparation.
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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608
Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i
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Chris hates the phrase financial planning—and he’s not alone. Plans assume you know what’s coming. You don’t. Life doesn’t run on a terminal date, a questionnaire, or a neat retirement timeline. Opportunities and setbacks show up without warning, and the people who thrive aren’t the ones with the prettiest plans—they’re the ones who are prepared.
At Markowski Investments, they focus on financial preparation: building strong habits, flexibility, and resilience so you’re ready for whatever life throws at you—good or bad. Just like athletes who don’t care who lines up across from them because they’ve done the work, proper preparation puts you in position to win no matter the circumstances.
Do the right things. Practice good habits. Prepare properly—and you’ll be fine.
Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608
Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i
WATCH and SUBSCRIBE on:
https://www.youtube.com/@WatchdogOnWallstreet/featured
Chris hates the phrase financial planning—and he’s not alone. Plans assume you know what’s coming. You don’t. Life doesn’t run on a terminal date, a questionnaire, or a neat retirement timeline. Opportunities and setbacks show up without warning, and the people who thrive aren’t the ones with the prettiest plans—they’re the ones who are prepared.
At Markowski Investments, they focus on financial preparation: building strong habits, flexibility, and resilience so you’re ready for whatever life throws at you—good or bad. Just like athletes who don’t care who lines up across from them because they’ve done the work, proper preparation puts you in position to win no matter the circumstances.
Do the right things. Practice good habits. Prepare properly—and you’ll be fine.
The Economy Looks Strong—Until You Read the Fine Print
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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608
Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i
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The headline numbers look great: unemployment down, GDP up, trade deficit shrinking. But once you dig past the surface, a very different story emerges. In this deep dive, Chris breaks down the latest labor, trade, and GDP data—and explains why the official narrative doesn’t line up with economic reality.
Job growth is weak and narrowly concentrated, hiring is sluggish, and layoffs are quietly spreading through small and mid-sized businesses. The “improving” trade deficit? Strip out massive gold shipments and it actually worsens. GDP growth? Inflated by savings drawdowns, falling imports, and gold exports—not rising incomes or real consumer strength.
This is why we don't play the TV guessing-game with economic numbers anymore. You have to look inside the data, not just at the headlines. The real economy isn’t what the wizards of smart want you to believe—and you’re better off being your own economist.
Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608
Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i
WATCH and SUBSCRIBE on:
https://www.youtube.com/@WatchdogOnWallstreet/featured
The headline numbers look great: unemployment down, GDP up, trade deficit shrinking. But once you dig past the surface, a very different story emerges. In this deep dive, Chris breaks down the latest labor, trade, and GDP data—and explains why the official narrative doesn’t line up with economic reality.
Job growth is weak and narrowly concentrated, hiring is sluggish, and layoffs are quietly spreading through small and mid-sized businesses. The “improving” trade deficit? Strip out massive gold shipments and it actually worsens. GDP growth? Inflated by savings drawdowns, falling imports, and gold exports—not rising incomes or real consumer strength.
This is why we don't play the TV guessing-game with economic numbers anymore. You have to look inside the data, not just at the headlines. The real economy isn’t what the wizards of smart want you to believe—and you’re better off being your own economist.
How to Actually Bring Mortgage Rates Down—Without Bullying the Fed
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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608
Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i
WATCH and SUBSCRIBE on:
https://www.youtube.com/@WatchdogOnWallstreet/featured
Everyone wants lower mortgage rates—but strong-arming the Federal Reserve or squeezing banks isn’t the answer. In this episode, Chris lays out practical, free-market solutions that could actually bring mortgage rates down without political pressure or economic distortions.
Drawing on how commercial loans and bond markets really work, Chris explains why features like prepayment risk drive mortgage rates higher in the U.S. Unlike many business loans or callable bonds, American mortgages allow borrowers to prepay at any time—forcing lenders to charge more to compensate for that risk.
So what’s the fix? Options like non-prepayable mortgages with penalties, Fannie and Freddie offering alternative loan structures, and even portable or assumable mortgages that allow buyers to take over existing low-rate loans. These changes could shave meaningful basis points off rates while improving market efficiency.
Instead of grandstanding and pressure campaigns, there are intelligent, market-based reforms sitting right in front of us. If policymakers are serious about affordability, this is where the conversation should start.
Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608
Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i
WATCH and SUBSCRIBE on:
https://www.youtube.com/@WatchdogOnWallstreet/featured
Everyone wants lower mortgage rates—but strong-arming the Federal Reserve or squeezing banks isn’t the answer. In this episode, Chris lays out practical, free-market solutions that could actually bring mortgage rates down without political pressure or economic distortions.
Drawing on how commercial loans and bond markets really work, Chris explains why features like prepayment risk drive mortgage rates higher in the U.S. Unlike many business loans or callable bonds, American mortgages allow borrowers to prepay at any time—forcing lenders to charge more to compensate for that risk.
So what’s the fix? Options like non-prepayable mortgages with penalties, Fannie and Freddie offering alternative loan structures, and even portable or assumable mortgages that allow buyers to take over existing low-rate loans. These changes could shave meaningful basis points off rates while improving market efficiency.
Instead of grandstanding and pressure campaigns, there are intelligent, market-based reforms sitting right in front of us. If policymakers are serious about affordability, this is where the conversation should start.
Is Jay Powell Headed for a Perp Walk? The Fed Under Political Fire
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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608
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Are prosecutors really coming after the Federal Reserve Chair—or is this something else entirely? Reports that the Justice Department is investigating Jerome Powell over testimony related to the Fed’s building renovation have ignited speculation, outrage, and a very real debate about central bank independence.
In this episode, Chris breaks down what’s actually happening, why grand jury subpoenas matter, and how this investigation fits into a broader campaign of political pressure on the Fed. With interest rates at the center of a heated midterm-year fight, Powell says the probe is a pretext designed to intimidate the central bank into lowering rates—despite inflation realities saying otherwise.
Chris also unpacks the misconceptions about interest rates, why mortgage rates don’t move the way people think they do, and why using the legal system as a political weapon sets a dangerous precedent. If this is about accountability, where are the prosecutions everyone was promised elsewhere? And if it’s about pressure, what does that mean for the future of independent monetary policy?
This isn’t just about Jay Powell—it’s about whether evidence-based policy survives political intimidation.
Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608
Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i
WATCH and SUBSCRIBE on:
https://www.youtube.com/@WatchdogOnWallstreet/featured
Are prosecutors really coming after the Federal Reserve Chair—or is this something else entirely? Reports that the Justice Department is investigating Jerome Powell over testimony related to the Fed’s building renovation have ignited speculation, outrage, and a very real debate about central bank independence.
In this episode, Chris breaks down what’s actually happening, why grand jury subpoenas matter, and how this investigation fits into a broader campaign of political pressure on the Fed. With interest rates at the center of a heated midterm-year fight, Powell says the probe is a pretext designed to intimidate the central bank into lowering rates—despite inflation realities saying otherwise.
Chris also unpacks the misconceptions about interest rates, why mortgage rates don’t move the way people think they do, and why using the legal system as a political weapon sets a dangerous precedent. If this is about accountability, where are the prosecutions everyone was promised elsewhere? And if it’s about pressure, what does that mean for the future of independent monetary policy?
This isn’t just about Jay Powell—it’s about whether evidence-based policy survives political intimidation.
Make Loan Sharks Great Again? Why a 10% Credit Card Cap Backfires
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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608
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At first glance, a 10% cap on credit card interest rates sounds like a win for consumers. Who wouldn’t want relief from 20–30% APRs? But dig one layer deeper, and this proposal turns from populist applause line into an economic mess that would hurt the very people it claims to help.
In this episode, Chris explains how the credit card industry actually works—who really charges interest, where swipe fees go, and why Visa, Mastercard, and AmEx aren’t the villains they’re made out to be. Spoiler: banks take the risk, banks charge the interest, and credit cards are largely unsecured, non-recourse loans.
Cap rates at 10%, and banks won’t suddenly become generous—they’ll pull credit, cancel cards, jack up fees, or require cash collateral. Young workers, lower-credit borrowers, and anyone new to the system get squeezed out first. That’s how credit rationing works, every time.
Chris breaks down why this idea is straight out of the price-control playbook, why it’s midterm political theater, and why it can’t be enforced without blowing up access to credit across the country.
Misusing credit cards is a real problem—but government-mandated rate caps won’t fix it. They’ll just make credit scarcer, more expensive in other ways, and far less accessible.
Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608
Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i
WATCH and SUBSCRIBE on:
https://www.youtube.com/@WatchdogOnWallstreet/featured
At first glance, a 10% cap on credit card interest rates sounds like a win for consumers. Who wouldn’t want relief from 20–30% APRs? But dig one layer deeper, and this proposal turns from populist applause line into an economic mess that would hurt the very people it claims to help.
In this episode, Chris explains how the credit card industry actually works—who really charges interest, where swipe fees go, and why Visa, Mastercard, and AmEx aren’t the villains they’re made out to be. Spoiler: banks take the risk, banks charge the interest, and credit cards are largely unsecured, non-recourse loans.
Cap rates at 10%, and banks won’t suddenly become generous—they’ll pull credit, cancel cards, jack up fees, or require cash collateral. Young workers, lower-credit borrowers, and anyone new to the system get squeezed out first. That’s how credit rationing works, every time.
Chris breaks down why this idea is straight out of the price-control playbook, why it’s midterm political theater, and why it can’t be enforced without blowing up access to credit across the country.
Misusing credit cards is a real problem—but government-mandated rate caps won’t fix it. They’ll just make credit scarcer, more expensive in other ways, and far less accessible.
The Clampetts & J.R. Ewing Go to Washington: Big Oil Meets Venezuelan Reality
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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608
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Picture it: Tommy Norris, the Clampetts, and J.R. Ewing all strolling into Washington as Big Oil’s finest gather with the president to talk Venezuela. As entertaining as that image is, the reality was far less glamorous—and far more troubling.
In this episode, Chris breaks down the tense, lukewarm reception oil executives gave the president’s push to invest billions in Venezuelan oil. Promises of “security guarantees” raise a serious question: should U.S. taxpayers—and even U.S. troops—be on the hook to protect corporate oil investments in one of the most unstable countries on earth?
With assets previously seized, billions written off, sanctions still looming, and the State Department warning Americans to get out of Venezuela immediately, Big Oil isn’t buying the pitch. Exxon flatly called Venezuela “uninvestable,” and behind closed doors, executives were likely relieved when the White House walked that back.
Chris also unpacks the contradictions, the fact-free tangents, and the dangerous idea that past losses should simply be forgotten in the hope of future profits—all while ignoring the real technical, legal, and geopolitical barriers to Venezuelan oil production.
Let companies risk their own money if they want. But taxpayers and the military? Absolutely not.
Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608
Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i
WATCH and SUBSCRIBE on:
https://www.youtube.com/@WatchdogOnWallstreet/featured
Picture it: Tommy Norris, the Clampetts, and J.R. Ewing all strolling into Washington as Big Oil’s finest gather with the president to talk Venezuela. As entertaining as that image is, the reality was far less glamorous—and far more troubling.
In this episode, Chris breaks down the tense, lukewarm reception oil executives gave the president’s push to invest billions in Venezuelan oil. Promises of “security guarantees” raise a serious question: should U.S. taxpayers—and even U.S. troops—be on the hook to protect corporate oil investments in one of the most unstable countries on earth?
With assets previously seized, billions written off, sanctions still looming, and the State Department warning Americans to get out of Venezuela immediately, Big Oil isn’t buying the pitch. Exxon flatly called Venezuela “uninvestable,” and behind closed doors, executives were likely relieved when the White House walked that back.
Chris also unpacks the contradictions, the fact-free tangents, and the dangerous idea that past losses should simply be forgotten in the hope of future profits—all while ignoring the real technical, legal, and geopolitical barriers to Venezuelan oil production.
Let companies risk their own money if they want. But taxpayers and the military? Absolutely not.
Influencers: The New, More Dangerous Lobbyists No One Elected
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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608
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WATCH and SUBSCRIBE on:
https://www.youtube.com/@WatchdogOnWallstreet/featured
Lobbyists have always shaped policy from the shadows—but today, a more deceptive force is at work: paid online influencers. Unlike traditional lobbyists, whose money trails can at least be tracked, political influencers are quietly paid to push ideologies, narratives, and agendas without disclosure.
In this episode, Chris pulls back the curtain on how social media personalities have become unregulated mouthpieces for governments, corporations, and industries—often without audiences realizing they’re being sold an opinion. From payola in radio to “paid advertisements” buried in fine print, this practice isn’t new—but its scale and impact are far more dangerous now.
Drawing from firsthand experience in finance, media, and political pressure campaigns, Chris explains why undisclosed influencer advocacy undermines critical thinking, distorts public debate, and does more societal harm than old-school lobbying ever did.
Who’s paying these voices? Why aren’t they required to disclose it? And how can you protect yourself from manufactured consensus?
As always: do your own homework—and demand transparency.
Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608
Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i
WATCH and SUBSCRIBE on:
https://www.youtube.com/@WatchdogOnWallstreet/featured
Lobbyists have always shaped policy from the shadows—but today, a more deceptive force is at work: paid online influencers. Unlike traditional lobbyists, whose money trails can at least be tracked, political influencers are quietly paid to push ideologies, narratives, and agendas without disclosure.
In this episode, Chris pulls back the curtain on how social media personalities have become unregulated mouthpieces for governments, corporations, and industries—often without audiences realizing they’re being sold an opinion. From payola in radio to “paid advertisements” buried in fine print, this practice isn’t new—but its scale and impact are far more dangerous now.
Drawing from firsthand experience in finance, media, and political pressure campaigns, Chris explains why undisclosed influencer advocacy undermines critical thinking, distorts public debate, and does more societal harm than old-school lobbying ever did.
Who’s paying these voices? Why aren’t they required to disclose it? And how can you protect yourself from manufactured consensus?
As always: do your own homework—and demand transparency.